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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.
What Happens When You Can’t Make Your Student Loan Payments Due To Debt?
Student debt can be a burden, especially if you’re already struggling with other financial obligations such as credit card debt, car...
Oct 5, 2023
Personal Debt & Lines of Credit: What You Should Know
A line of credit can be a valuable tool for financing projects, emergency expenses and repayment of higher-interest debt. However, using...
Sep 28, 2023
Are Investment Properties Worth The Risk?
During the COVID-19 pandemic, many people rushed to capitalize on historically low interest rates and invested in rental properties....
Sep 28, 2023
What Happens When You Don't Pay Your Credit Card Bill?
Are you considering putting off your credit card payment to make ends meet? That decision could have serious consequences for your...
Jul 25, 2023
When Does Interest Start on Credit Cards?
Credit card companies start charging you interest the day you fail to pay the full balance at the end of the month. Once that happens,...
Jun 18, 2023
Making a Proposal to the Canada Revenue Agency: Steps to Resolve Your Tax Debt
Mounting tax debt can become a financial burden that can seem insurmountable. If you owe taxes to the Canada Revenue Agency (CRA), you...
Jun 15, 2023
The Implications of Cancelling a Credit Card: What You Need to Know
Are you considering cancelling a credit card to reduce your monthly expenses? You may be tired of paying fees on a credit card you never...
May 16, 2023
What Happens During a Credit Counselling Session?
Credit counselling is an effective way to take control of mounting debt for individuals and families struggling with their finances....
May 16, 2023
How Much Debt Is "Normal"?
Having a certain amount of debt is normal. In fact, most Canadians are in debt to some extent, through credit cards, mortgages, student...
Apr 18, 2023
What Happens When Your Parents Declare Bankruptcy?
More older Canadians than ever are struggling financially. Mortgage payments, medical costs and mounting credit card debt can be...
Apr 18, 2023
Corporate Restructuring vs. Bankruptcy: What You Need to Know for Your Struggling Business
Do you own a business? Are you struggling financially and unsure how to get back on track? Instead of filing for bankruptcy, corporate...
Apr 17, 2023
Understanding Credit Status for ODSP Clients: A Guide to Credit Cards and Debt
If you’re on the Ontario Disability Support Program (ODSP), you may be wondering how it affects your credit status. Whether you’re a...
Apr 17, 2023
Does The CRA Forgive Tax Debt?
Overcoming tax debt is challenging. The Canada Revenue Agency (CRA) offers no debt forgiveness and can garnish your wages, withhold...
Apr 3, 2023
What Happens If My Consumer Proposal Is Annulled?
Have you filed a consumer proposal to help you manage mounting debt? As inflation surges, keeping up with payments can be difficult. If...
Mar 14, 2023
Does Owing Taxes to The CRA Affect Your Credit Score?
Owing money to the Canada Revenue Agency (CRA) differs from other financial obligations, like credit card debt or bank loans. However,...
Feb 28, 2023
What’s The Best Way to Fix My Credit Score?
If you have a bad credit score, you’ll pay higher interest rates and have difficulty getting loans, renting an apartment or buying a...
Feb 28, 2023
How to File a Consumer Proposal Without Leaving Your House
Filing a consumer proposal to get out of debt is easier than ever, thanks to the team of licensed insolvency trustees at D. & A. MacLeod...
Feb 6, 2023
Is My Business Liable for My Personal Debt?
Are you an entrepreneur or small business owner dealing with personal debt concerns? Even at the top of your professional game,...
Feb 6, 2023
WHAT DO RISING INTEREST RATES MEAN IF YOU'RE ALREADY IN DEBT?
Like most Canadians, you’ve probably incurred debt at some point in your life to cover a major expense. Did you know the Bank of Canada’s...
Nov 14, 2022
HOW DO YOU QUALIFY FOR A CONSUMER PROPOSAL?
Are you struggling to pay the bills on your debt? Filing a consumer proposal might be the best way to improve your finances, avoid...
Nov 14, 2022
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