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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.
GST/HST CREDIT RATE HIKE TO HELP FAMILIES FROM SINKING INTO DEBT
If you’re struggling with credit card debt, car payments and a rising cost of living, the latest GST/HST Credit hike unveiled by the...
Sep 22, 2022
HOW CANADA’S NEW AFFORDABILITY PLAN FIGHTS INFLATION AND HELPS THOSE STRUGGLING FINANCIALLY OR IN DE
In response to soaring inflation, the federal government is trying to help ease many Canadians’ financial burdens. In June 2022, Ottawa...
Jul 17, 2022
STAY OUT OF DEBT BY AVOIDING THESE TOP 8 MONEY TRAPS
According to Credit Canada, the average consumer debt for a two-person household in this country is more than $41,000, excluding...
Jun 19, 2022
DECLARING BANKRUPTCY WHEN FILING FOR DIVORCE IN ONTARIO
Divorce comes with financial challenges. Legal fees, housing, and alimony can quickly become a mountain of debt. One in five personal...
Jun 13, 2022
CONSUMER PROPOSAL TIMELINE: WHAT TO EXPECT
A consumer proposal is a method of getting out of large amounts of debt while avoiding personal bankruptcy and protecting your assets....
May 5, 2022
The Threat Of Business Bankruptcy In 2022 And What You Can Do
Business bankruptcy numbers are increasing in Canada at an alarming rate, and the situation may soon worsen. Small and medium-sized...
Apr 28, 2022
HOW TO FIND THE RIGHT DEBT PROFESSIONAL FOR YOU
If you’re in debt and contemplating bankruptcy, you may be desperate to seek assistance from the first person who offers to help....
Apr 17, 2022
5 WAYS TO FINANCE A HOME RENOVATION
Renovating your home is an exciting prospect. However, it comes with a fair share of stressors, one of the biggest being the question of...
Apr 13, 2022
BANKRUPTCY FRAUD: WHAT IT IS AND HOW TO AVOID IT
Most people who file for bankruptcy are honest individuals who have fallen upon hard times through divorce, unemployment, health problems...
Mar 22, 2022
5 COMMON CREDIT CARD MISTAKES
When used responsibly, a credit card can be a fantastic asset. For example, you can earn cashback and rewards with every use....
Mar 22, 2022
HOW FILING FOR PERSONAL BANKRUPTCY CAN AFFECT YOUR BUSINESS
Filing for personal bankruptcy can negatively affect your business, depending on how it’s structured. Before filing, you should be aware...
Feb 7, 2022
TURNING 71: WHAT TO DO WITH YOUR RRSP
At 71, Canadians must close their registered retirement savings plans (RRSPs). How much you have in your RRSP depends on how long you’ve...
Feb 2, 2022
5 BEHAVIOURS THAT MIGHT BE HURTING YOUR CREDIT RATING
Just because you pay your rent on time doesn’t necessarily mean your credit score is as good as it could be. Some seemingly innocent...
Jan 17, 2022
5 THINGS YOU SHOULD KNOW ABOUT CONTRIBUTING TO YOUR SPOUSE’S RRSP
Are you married or in a common-law relationship? Do you make considerably more than your spouse? If so, you may want to consider making...
Dec 7, 2021
WHAT YOU SHOULD KNOW ABOUT UNFAIR LOAN PRACTICES
Most Canadians know that payday loans are expensive and difficult to repay. Nevertheless, nearly 40 per cent of bankruptcy filings are by...
Dec 7, 2021
5 THINGS YOU SHOULD KNOW ABOUT CORPORATE RESTRUCTURING
A business may require corporate restructuring for a variety of reasons. For example, the company may have financial problems and want to...
Dec 7, 2021
HOW TO PROTECT YOURSELF IF YOUR BUSINESS FAILS
Opening a small business comes with risks. In fact, 50 per cent of small businesses fail in the first five years. In this case, a bank or...
Dec 7, 2021
HOW TO CREATE A BUDGET WITH IRREGULAR INCOME
Creating a monthly budget when you don’t earn a regular paycheque is challenging. Nevertheless, the process is necessary if you want to...
Dec 7, 2021
SHOULD YOU PUT YOUR RETIREMENT FUND IN A TFSA OR AN RRSP?
In Canada, two financial tools for saving for the future stand out: tax-free savings accounts (TFSA) and registered retirement savings...
Oct 31, 2021
DEALING WITH DEBT COLLECTORS: KNOW YOUR RIGHTS
If you don’t pay your bills, you might receive one or more calls from a collection agency. In some cases, debt collectors can be...
Oct 31, 2021
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