top of page


LET US HELP YOU FIND A NEW BEGINNING™
MAKE A COMMITMENT TO YOURSELF.
Declare that everything is under control
and that tomorrow really is a new beginningâ„¢.
READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.


RETIRING ON PENSION WITH DEBT: WHAT YOU NEED TO KNOW
If you or someone you love is in debt and about to retire, there are some important factors you’ll likely need to consider and probably...
Nov 29, 2020


HOW A SMALL BUSINESS CAN DEAL WITH DEBT DURING COVID-19
Small business owners in Ontario need to take action to avoid falling into crippling debt during the COVID-19 pandemic. If you’re a small...
Nov 23, 2020


CAN YOU REFINANCE YOUR MORTGAGE TO CONSOLIDATE DEBT?
Combining a variety of debts into one debt, called debt consolidation, can be a powerful way for you to get your financial situation...
Oct 30, 2020


CURB YOUR COVID-19 SPENDING AND REGAIN CONTROL YOUR CREDIT CARD DEBT
The COVID-19 pandemic has altered many aspects of people’s lives. Whether it’s job loss, sudden isolation, lack of access to financial...
Oct 26, 2020


HOW TO PAY OFF DEBT WHEN YOU LIVE PAYCHEQUE TO PAYCHEQUE
Living from one paycheque to the next can be emotionally and financially draining. If most of your salary goes toward expenses, you might...
Oct 16, 2020


HOW TO HANDLE BEING SUED BY DEBT COLLECTORS
If you’re being sued by debt collectors or worried about what might happen if you can’t pay back a debt, it’s normal to feel overwhelmed....
Oct 12, 2020


DOES FILING FOR BANKRUPTCY ERASE TAX DEBT?
If your financial debts have become insurmountable, in some cases, declaring bankruptcy is the best solution. However, there are several...
Oct 12, 2020


AM I LIABLE FOR MY WIFE OR HUSBAND’S BUSINESS DEBT?
If your spouse has accrued considerable business debt, you may be asking yourself how this impacts you. In order to answer this question,...
Jul 23, 2020


WHEN CREDIT CARD DEBT IS OUT OF CONTROL: HOW MUCH CONSUMER DEBT IS TOO MUCH?
If you’ve recently been surprised to discover that you have too much credit card debt, you’re not alone. In fact, having excessive...
Jul 23, 2020


6 AFFORDABLE WAYS TO KEEP KIDS BUSY DURING THE LOCKDOWN
As families shelter in place, many parents are faced with the challenge of keeping their children stimulated at home. Here are six things...
May 28, 2020


HOW DEBT AND BANKRUPTCY IMPACT YOUR WELL-BEING
Financial troubles can have far-reaching implications when it comes to your well-being. Here are some of the negative emotional impacts...
May 28, 2020


WHAT TO EXPECT FROM A DISCHARGE HEARING
Here’s what you need to know about attending a discharge hearing in Ottawa. If you file for bankruptcy but don’t qualify for an automatic...
Apr 25, 2020


IS FINANCIAL ASSISTANCE AVAILABLE TO THOSE AFFECTED BY THE COVID-19 OUTBREAK?
In addition to the personal hardships caused by the coronavirus pandemic, there are a number of economic challenges that must be faced....
Apr 22, 2020


‘TIL DEBT DO YOU PART? 3 REASONS TO AVOID GOING INTO DEBT FOR A WEDDING
Many couples feel pressured to have big, elaborate weddings. In Canada, the average wedding costs upwards of $29,000. Few people can...
Mar 24, 2020


THE FIRST STEP: WHY YOU SHOULD KEEP A MONEY DIARY
When it comes to overcoming debt, few strategies are as effective as making and following a strict budget. If you’ve never done this,...
Mar 19, 2020


PREPARING FOR PARENTAL LEAVE & AVOIDING UNNECESSARY DEBT
While expecting a child is exciting, it’s a good idea to take stock of your financial situation and plan accordingly Otherwise, you may...
Feb 3, 2020


HOW TO RECOGNIZE FRAUDULENT CRA CALLS
Recently, Canadians have been dealing with frequent fraudulent communications from people pretending to be from the Canadian Revenue...
Jan 27, 2020


HOW TO AVOID FALLING INTO DEBT DURING THE HOLIDAYS
Here’s what you need to know about the increasingly serious issue of consumer overspending and how to avoid falling into debt during the...
Nov 18, 2019


WHEN ILLNESS LEADS TO BANKRUPTCY
Illness is one of the top five leading causes of bankruptcy in Canada. The reality is that our healthcare system doesn’t cover...
Nov 7, 2019


HELPING MILLENNIALS COPE WITH FINANCIAL ANXIETY
What are the signs and how can you cope with this type of stress? The emotional aspects of financial management can be difficult for...
Oct 19, 2019
bottom of page