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MAKE A COMMITMENT TO YOURSELF.
Declare that everything is under control
and that tomorrow really is a new beginning™.
READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.
AM I LIABLE FOR MY WIFE OR HUSBAND’S BUSINESS DEBT?
If your spouse has accrued considerable business debt, you may be asking yourself how this impacts you. In order to answer this question,...
Jul 23, 2020
WHEN CREDIT CARD DEBT IS OUT OF CONTROL: HOW MUCH CONSUMER DEBT IS TOO MUCH?
If you’ve recently been surprised to discover that you have too much credit card debt, you’re not alone. In fact, having excessive...
Jul 23, 2020
6 AFFORDABLE WAYS TO KEEP KIDS BUSY DURING THE LOCKDOWN
As families shelter in place, many parents are faced with the challenge of keeping their children stimulated at home. Here are six things...
May 28, 2020
HOW DEBT AND BANKRUPTCY IMPACT YOUR WELL-BEING
Financial troubles can have far-reaching implications when it comes to your well-being. Here are some of the negative emotional impacts...
May 28, 2020
WHAT TO EXPECT FROM A DISCHARGE HEARING
Here’s what you need to know about attending a discharge hearing in Ottawa. If you file for bankruptcy but don’t qualify for an automatic...
Apr 25, 2020
IS FINANCIAL ASSISTANCE AVAILABLE TO THOSE AFFECTED BY THE COVID-19 OUTBREAK?
In addition to the personal hardships caused by the coronavirus pandemic, there are a number of economic challenges that must be faced....
Apr 22, 2020
‘TIL DEBT DO YOU PART? 3 REASONS TO AVOID GOING INTO DEBT FOR A WEDDING
Many couples feel pressured to have big, elaborate weddings. In Canada, the average wedding costs upwards of $29,000. Few people can...
Mar 24, 2020
THE FIRST STEP: WHY YOU SHOULD KEEP A MONEY DIARY
When it comes to overcoming debt, few strategies are as effective as making and following a strict budget. If you’ve never done this,...
Mar 19, 2020
PREPARING FOR PARENTAL LEAVE & AVOIDING UNNECESSARY DEBT
While expecting a child is exciting, it’s a good idea to take stock of your financial situation and plan accordingly Otherwise, you may...
Feb 3, 2020
HOW TO RECOGNIZE FRAUDULENT CRA CALLS
Recently, Canadians have been dealing with frequent fraudulent communications from people pretending to be from the Canadian Revenue...
Jan 27, 2020
HOW TO AVOID FALLING INTO DEBT DURING THE HOLIDAYS
Here’s what you need to know about the increasingly serious issue of consumer overspending and how to avoid falling into debt during the...
Nov 18, 2019
WHEN ILLNESS LEADS TO BANKRUPTCY
Illness is one of the top five leading causes of bankruptcy in Canada. The reality is that our healthcare system doesn’t cover...
Nov 7, 2019
HELPING MILLENNIALS COPE WITH FINANCIAL ANXIETY
What are the signs and how can you cope with this type of stress? The emotional aspects of financial management can be difficult for...
Oct 19, 2019
WHAT HAPPENS IF YOU CAN’T MEET THE CONDITIONS OF A CONSUMER PROPOSAL?
Outlining the basic procedure of filing a consumer proposal and what happens when individuals can no longer meet its conditions. A...
Oct 6, 2019
WHY ARE YOUNG PEOPLE DECLARING BANKRUPTCY EARLIER THAN EVER?
The impact of student debt is becoming tougher as programs and post-graduate expectations change. While many Canadians think of crippling...
Sep 17, 2019
407 ETR DEBT: WHAT YOU NEED TO KNOW
There has been some controversy regarding Highway 407 ETR and the debts that people incur from unpaid toll fees. Many people don’t know...
Sep 10, 2019
DON’T LET DEBT EAT UP YOUR DISPOSABLE INCOME!
How much of your income is actually considered disposable and how can you avoid it from disappearing to your debt payments? According to...
Sep 3, 2019
LIVING PAYCHEQUE TO PAYCHEQUE IS BAD FOR YOUR HEALTH
Did you know that nearly 44% of Canadians are living paycheque to paycheque? If you systematically find yourself counting down the days...
Aug 27, 2019
GETTING READY TO RETIRE? TOP 4 RETIREMENT PLANNING TIPS FOR ONTARIANS
Did you know that one in five retirees lives with debt, with many still making mortgage payments? Like many Canadians, you’re probably...
Jul 21, 2019
HOW YOU CAN SAVE MONEY AND STILL HAVE FUN THIS SUMMER!
If you’ve been struggling with debt management, you may think that you’ll be unable to afford a summer vacation this year. While it’s...
Jul 11, 2019
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