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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.


WHAT HAPPENS IF YOU CAN’T MEET THE CONDITIONS OF A CONSUMER PROPOSAL?
Outlining the basic procedure of filing a consumer proposal and what happens when individuals can no longer meet its conditions. A...
Oct 6, 2019


WHY ARE YOUNG PEOPLE DECLARING BANKRUPTCY EARLIER THAN EVER?
The impact of student debt is becoming tougher as programs and post-graduate expectations change. While many Canadians think of crippling...
Sep 17, 2019


407 ETR DEBT: WHAT YOU NEED TO KNOW
There has been some controversy regarding Highway 407 ETR and the debts that people incur from unpaid toll fees. Many people don’t know...
Sep 10, 2019


DON’T LET DEBT EAT UP YOUR DISPOSABLE INCOME!
How much of your income is actually considered disposable and how can you avoid it from disappearing to your debt payments? According to...
Sep 3, 2019


LIVING PAYCHEQUE TO PAYCHEQUE IS BAD FOR YOUR HEALTH
Did you know that nearly 44% of Canadians are living paycheque to paycheque? If you systematically find yourself counting down the days...
Aug 27, 2019


GETTING READY TO RETIRE? TOP 4 RETIREMENT PLANNING TIPS FOR ONTARIANS
Did you know that one in five retirees lives with debt, with many still making mortgage payments? Like many Canadians, you’re probably...
Jul 21, 2019


HOW YOU CAN SAVE MONEY AND STILL HAVE FUN THIS SUMMER!
If you’ve been struggling with debt management, you may think that you’ll be unable to afford a summer vacation this year. While it’s...
Jul 11, 2019


HOW MILLENNIALS CAN ATTAIN THEIR FINANCIAL GOALS
Recent stats don’t paint a pretty picture for millennials with dreams of owning homes and living debt-free. According to a recent survey,...
Jun 24, 2019


ARE YOU PREPARED? HOW TO FINANCIALLY SURVIVE A LAYOFF
If your work is facing layoffs or you have just recently been let go, take the steps necessary to keep you financially protected. Getting...
Jun 17, 2019


DEBT MANAGEMENT METHODS: FROM SLOWEST TO FASTEST!
Slow, fast or fastest? There are many speeds at which you can tackle your debts and that is influenced heavily by your situation. If...
May 28, 2019


A GUIDE TO UNDERSTANDING & REPAIRING YOUR CREDIT REPORT AND CREDIT SCORE
Get an in-depth understanding of your credit report as we answer some of the most common questions regarding credits scores and credit...
May 6, 2019


WHY YOU SHOULD TEAM UP WITH A LICENSED INSOLVENCY TRUSTEE TO TACKLE TO YOUR DEBT!
Also known as LITs, licensed insolvency trustees are your best option if you need help getting out of debt. Amongst their many debt...
Apr 17, 2019


SECURED VS. UNSECURED DEBT: UNDERSTANDING THE DIFFERENCES
Do you have a significant amount of personal debt? If so, being well informed is a crucial part of managing your finances and getting the...
Apr 3, 2019


A BEGINNERS GUIDE TO CREDIT CARD FEES & INTEREST RATES
Struggling to manage your credit cards? Here’s what you should know about credit card feeds, interest rates, and the best time to pay...
Mar 25, 2019


BEWARE: PAYDAY LOANS A DIRECT REASON FOR RISING BANKRUPTCY RATES IN ONTARIO
According to a recent study, last year 37% of insolvencies in Ontario were directly driven by payday loans We understand the overwhelming...
Mar 17, 2019


THE PROS AND CONS OF USING A SECOND MORTGAGE TO MANAGE YOUR DEBT
When it comes to paying off your debt, it’s important to weigh all your options. Debt consolidation involves taking out a large loan to...
Mar 10, 2019


4 WAYS ONTARIO POST-SECONDARY STUDENTS CAN SAVE ON THEIR TAXES
Did you know that being a student makes you eligible for certain tax breaks? Did you know that being a student makes you eligible for...
Mar 3, 2019


HELPING STUDENTS FACE THE REALITIES OF DEBT MANAGEMENT
At D. & A. MacLeod Company, we recognize the financial struggles that many students in Ontario face as they advance through their...
Feb 28, 2019


THE 7 TELLTALE SIGNS OF OVERSPENDING & IMPULSE BUYING
If you recognize your own habits on this list, we recommend taking the time to evaluate your financial situation and call us for a free...
Feb 24, 2019


READY TO START A FAMILY? DEBT ADVICE TO START OFF ON THE RIGHT FOOT
If you’re thinking of starting your family, make sure you follow the advice in this week’s blog to start off on the right foot! The birth...
Feb 21, 2019
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