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MAKE A COMMITMENT TO YOURSELF.
Declare that everything is under control
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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.
HOW MILLENNIALS CAN ATTAIN THEIR FINANCIAL GOALS
Recent stats don’t paint a pretty picture for millennials with dreams of owning homes and living debt-free. According to a recent survey,...
Jun 24, 2019
ARE YOU PREPARED? HOW TO FINANCIALLY SURVIVE A LAYOFF
If your work is facing layoffs or you have just recently been let go, take the steps necessary to keep you financially protected. Getting...
Jun 17, 2019
DEBT MANAGEMENT METHODS: FROM SLOWEST TO FASTEST!
Slow, fast or fastest? There are many speeds at which you can tackle your debts and that is influenced heavily by your situation. If...
May 28, 2019
A GUIDE TO UNDERSTANDING & REPAIRING YOUR CREDIT REPORT AND CREDIT SCORE
Get an in-depth understanding of your credit report as we answer some of the most common questions regarding credits scores and credit...
May 6, 2019
WHY YOU SHOULD TEAM UP WITH A LICENSED INSOLVENCY TRUSTEE TO TACKLE TO YOUR DEBT!
Also known as LITs, licensed insolvency trustees are your best option if you need help getting out of debt. Amongst their many debt...
Apr 17, 2019
SECURED VS. UNSECURED DEBT: UNDERSTANDING THE DIFFERENCES
Do you have a significant amount of personal debt? If so, being well informed is a crucial part of managing your finances and getting the...
Apr 3, 2019
A BEGINNERS GUIDE TO CREDIT CARD FEES & INTEREST RATES
Struggling to manage your credit cards? Here’s what you should know about credit card feeds, interest rates, and the best time to pay...
Mar 25, 2019
BEWARE: PAYDAY LOANS A DIRECT REASON FOR RISING BANKRUPTCY RATES IN ONTARIO
According to a recent study, last year 37% of insolvencies in Ontario were directly driven by payday loans We understand the overwhelming...
Mar 17, 2019
THE PROS AND CONS OF USING A SECOND MORTGAGE TO MANAGE YOUR DEBT
When it comes to paying off your debt, it’s important to weigh all your options. Debt consolidation involves taking out a large loan to...
Mar 10, 2019
4 WAYS ONTARIO POST-SECONDARY STUDENTS CAN SAVE ON THEIR TAXES
Did you know that being a student makes you eligible for certain tax breaks? Did you know that being a student makes you eligible for...
Mar 3, 2019
HELPING STUDENTS FACE THE REALITIES OF DEBT MANAGEMENT
At D. & A. MacLeod Company, we recognize the financial struggles that many students in Ontario face as they advance through their...
Feb 28, 2019
THE 7 TELLTALE SIGNS OF OVERSPENDING & IMPULSE BUYING
If you recognize your own habits on this list, we recommend taking the time to evaluate your financial situation and call us for a free...
Feb 24, 2019
READY TO START A FAMILY? DEBT ADVICE TO START OFF ON THE RIGHT FOOT
If you’re thinking of starting your family, make sure you follow the advice in this week’s blog to start off on the right foot! The birth...
Feb 21, 2019
WHAT RISING INTEREST RATES MEAN FOR THE AVERAGE ONTARIAN HOMEOWNER
The Bank of Canada recently raised its interest rate to 1.5 per cent, prompting major Canadian financial institutions to increase their...
Feb 19, 2019
JUST STARTING OUT? ASSESSING YOUR DEBT LEVEL IS THE FIRST STEP
Whether starting out on your own, starting a family, or graduating, we are here to explain what to look for when deciding if debt help is...
Jan 21, 2019
MORE SENIOR CITIZENS ARE FACING RETIREMENT WITH DEBT AND BANKRUPTCY
An increasing number of Canadians are entering retirement with large amounts of debt and facing bankruptcy. Learn why and how to get out...
Jan 14, 2019
OUR GUIDE TO CANCELLING CREDIT CARDS THE RIGHT WAY
Things to consider when cancelling multiple credit cards to get a handle on your debt overload. Credit cards can lull you into a false...
Jan 3, 2019
HOW CREDIT CARD REWARD PROGRAMS CAN KEEP YOU IN DEBT BY DESIGN
Frequent flyer miles, cash back rewards, discounts at your favorite retail stores, and other “rewards” incentivize a culture of debt....
Dec 26, 2018
HOW TO MANAGE YOUR SPENDING DURING THE HOLIDAYS AND AVOID DEBT OVERLOAD!
The pressure to purchase gifts during the holidays feels even worse when you are struggling with debt. Learn some tips from our debt help...
Dec 16, 2018
PREDATORY PAYDAY LOANS ARE NOT A TRUSTED SOURCE OF DEBT HELP
Predatory payday loans are never a good choice. Learn more about these other options available if you are facing debt or behind on credit...
Dec 12, 2018
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