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LET US HELP YOU FIND A NEW BEGINNING™
MAKE A COMMITMENT TO YOURSELF.
Declare that everything is under control
and that tomorrow really is a new beginning™.
READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.
DEALING WITH COLLECTION AGENCIES AND WAGE GARNISHMENT – KNOW YOUR RIGHTS!
Learn how to deal with collection agencies and wage garnishments. Don’t give up; there are solutions to help you get out of debt today!...
Dec 4, 2018
SHOULD I USE MY SAVINGS TO PAY OFF MORTGAGE DEBT OR PUT IN AN RRSP OR TFSA?
When it comes to money management, where to invest, and how to save, many people have big decisions to make. How will you benefit the...
Nov 28, 2018
FACING A MOUNTAIN OF DEBT? LET US HELP YOU FIGURE OUT WHICH DEBTS TO START PAYING OFF FIRST
Our licensed insolvency trustees in Ottawa and the Eastern Ontario Region can help you figure out which debts to prioritize and pay off...
Nov 21, 2018
THE MOST COMMON REASONS CANADIANS ARE UNABLE TO GET A DEBT CONSOLIDATION
Learn more about why you may be unable to obtain a debt consolidation. Facing debt has become, unfortunately, all too common. But there...
Nov 16, 2018
HAS YOUR CREDIT RATING TAKEN A HIT? TIMELY CREDIT COUNSELLING IN OTTAWA CAN HELP YOU RECOVER
Things that can affect your credit and what can be done to help improve it. Imagine being excited to purchase your first new car. You go...
Nov 12, 2018
ARE YOU HAVING TROUBLE SAVING UP FOR A RAINY DAY FUND? YOU’RE NOT ALONE!
In today’s financial landscape, many Canadians are starting out their adult lives already facing massive debts...and rising interest...
Nov 9, 2018
HOW LONG DOES BANKRUPTCY LAST? USEFUL ADVICE FROM A LICENSED INSOLVENCY TRUSTEE IN OTTAWA
It’s entirely too easy to go into debt, and extremely difficult to break free from it. It’s entirely too easy to go into debt, and...
Nov 6, 2018
HOW TO OVERCOME DEBT WHEN YOU HAVE BAD CREDIT
Is it possible to overcome your debt when you are struggling with poor credit, missed payments and a bad rating? Owing money often...
Oct 31, 2018
WHAT TO EXPECT IF YOU SHARE A JOINT DEBT
Joint debt is simply considered a debt that you share with another person, for example, if you and your spouse both need to sign and take...
Oct 28, 2018
HOW TO PLAN AN EMERGENCY FUND IN SIX SIMPLE STEPS
An emergency fund is money you save to use only in case of an emergency. You never know what kinds of curveballs life can throw your way....
Oct 21, 2018
FIVE COMMON CREDIT CARD MISTAKES THAT NEW FAMILIES MAKE AND HOW YOU CAN AVOID THEM
Your credit rating can have a vast impact on your everyday life--especially if you are getting ready to start a family. To ensure your...
Oct 17, 2018
WHAT HAPPENS WHEN YOU CAN NO LONGER PAY YOUR CREDIT CARDS?
Falling behind on credit card payments can trigger a series of unfortunate and stressful events for you. In addition to negatively...
Oct 17, 2018
WHAT YOU SHOULD KNOW ABOUT YOUR DEBT RATIO
People facing difficulties in their financial lives may simply not know where to start to rectify their situation. Accumulating debt can...
Jul 16, 2018
SAVING MONEY ON UTILITIES IN THE HOT SUMMER MONTHS
Many Canadians see a rise in their hydro bills once the warmer weather sets in. As enjoyable as the season may be, spending more money to...
Jun 17, 2018
TEACHING KIDS ABOUT MONEY MANAGEMENT
The earlier you begin educating your children about money management, the better equipped they will be to handle their finances in the...
Jun 3, 2018
SIGNS THAT YOUR DEBT MAY BE GETTING OUT OF CONTROL
As time passes, do you find it harder to pay all of the bills each month? You are not alone. Many circumstances can lead a person to...
May 27, 2018
IS IT POSSIBLE TO PLAN FOR RETIREMENT WHILE RECOVERING FROM DEBT?
Even though debt can feel overwhelming, and it may seem as though a service such as a licensed insolvency trustee is your only solution,...
May 20, 2018
FIVE SIMPLE TIPS TO LOWER YOUR MONTHLY EXPENSES
It’s often said that it’s wise to not spend beyond your means, as monthly expenses can add up quickly and increase your debt. To help...
May 13, 2018
HOW TO PRIORITIZE YOUR DEBTS AND DECIDE WHICH TO PAY FIRST
When you have multiple debts, it can be difficult to prioritize how to pay them off. There are many choices, but if you make the wrong...
May 6, 2018
HANDLING DEBT DURING INCOME TAX SEASON
It’s that time of year again! Income tax is due yet a surprising number of people can’t afford to pay the CRA the taxes they owe. Are you...
Apr 19, 2018
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